Figuring Out Your Credit Score
Now, more than ever, each of us needs to have good credit scores to get car loans, credit cards and home mortgages. Determining your exact score is not easy because of the varying systems for making the calculation.
There are a number of free Web sites that offer credit scores, but they may not match what your lender will use when qualifying you for a loan. Two of these sites are CreditKarma.com and Quizzle.com. The FICO score is the one most often used by lenders, but there is a charge to obtain that at MyFico.com.